.page-disclaimer {
  position: relative;
  padding: 28px 0 0;
  background:
    radial-gradient(circle at 14% 4%, rgba(0,179,212,.04) 0, transparent 22rem),
    radial-gradient(circle at 90% 10%, rgba(125,77,154,.03) 0, transparent 18rem),
    var(--color-bg);
}

.page-disclaimer__crumb {
  margin-bottom: 28px;
}

.page-disclaimer__crumb-arrow {
  display: inline-block;
  margin: 0 8px;
  color: var(--color-border);
  font-family: var(--font-mono);
}

.page-disclaimer__hero {
  position: relative;
  padding-bottom: 52px;
}

.page-disclaimer__hero::before {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: clamp(120px, 24%, 260px);
  height: 100%;
  background: linear-gradient(150deg, rgba(27,42,74,.05) 0%, transparent 68%);
  clip-path: polygon(18% 0, 100% 0, 100% 100%, 0 100%);
  pointer-events: none;
}

.page-disclaimer .section-label {
  margin: 0 0 12px;
}

.page-disclaimer__hero h1 {
  margin: 0 0 20px;
  max-width: 880px;
  font-family: var(--font-head);
  font-size: clamp(2.5rem, 7vw, 4.6rem);
  line-height: 1.04;
  font-weight: 700;
  letter-spacing: .01em;
  color: var(--color-ink);
}

.page-disclaimer__h1-suffix {
  display: block;
  margin-top: 8px;
  font-size: .4em;
  font-weight: 500;
  letter-spacing: .08em;
  color: var(--color-accent);
}

.page-disclaimer__lead {
  max-width: 700px;
  margin: 0;
  font-size: 1.06rem;
  line-height: 1.85;
  color: var(--color-charcoal);
}

.page-disclaimer__hero-badges {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  margin-top: 22px;
}

.page-disclaimer__brand-badge {
  background: rgba(125,77,154,.1);
  color: var(--color-decor);
}

.page-disclaimer__terms {
  padding: 8px 0 64px;
}

.page-disclaimer__terms-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 36px;
}

.page-disclaimer__terms-side {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
}

.page-disclaimer__terms-side h2 {
  margin: 0 0 6px;
  font-family: var(--font-head);
  font-size: 2rem;
  line-height: 1.1;
  color: var(--color-ink);
}

.page-disclaimer__side-note {
  margin: 0;
  font-size: .95rem;
  line-height: 1.7;
  color: var(--color-charcoal);
}

.page-disclaimer__terms-index {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0 20px;
  width: 100%;
  margin: 12px 0 4px;
  padding: 0;
  list-style: none;
  border-top: 1px solid var(--color-border);
}

.page-disclaimer__terms-index li {
  border-bottom: 1px solid var(--color-border);
}

.page-disclaimer__terms-index a {
  display: flex;
  align-items: baseline;
  gap: 10px;
  padding: 12px 2px;
  text-decoration: none;
  color: var(--color-charcoal);
  font-size: .95rem;
  transition: color var(--transition-fast), padding-left var(--transition-fast);
}

.page-disclaimer__terms-index a span {
  font-family: var(--font-mono);
  font-size: .78rem;
  font-weight: 700;
  color: var(--color-accent);
}

.page-disclaimer__terms-index a:hover {
  color: var(--color-ink);
  padding-left: 6px;
}

.page-disclaimer__side-figure {
  position: relative;
  width: min(190px, 78%);
  margin: 18px 0 0;
  border-radius: 4px 18px 18px 18px;
  overflow: hidden;
  background: var(--color-ink);
  box-shadow: var(--shadow-float);
  transform: rotate(-1.2deg);
}

.page-disclaimer__side-figure img {
  display: block;
  width: 100%;
  height: auto;
  filter: saturate(.85) contrast(1.02);
}

.page-disclaimer__side-figure::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(200deg, rgba(0,179,212,.12) 0%, transparent 40%, rgba(255,49,46,.06) 100%);
}

.page-disclaimer__side-shield {
  position: absolute;
  top: 12px;
  left: 12px;
  z-index: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  border-radius: 4px 14px 4px 14px;
  background: rgba(0,179,212,.92);
  color: #fff;
  box-shadow: 0 6px 18px rgba(0,179,212,.35);
}

.page-disclaimer__side-caption {
  margin: 10px 2px 0;
  font-family: var(--font-mono);
  font-size: 11px;
  line-height: 1.6;
  letter-spacing: .06em;
  color: var(--color-charcoal);
}

.page-disclaimer__backtop {
  margin-top: 22px;
}

.page-disclaimer__terms-main {
  display: flex;
  flex-direction: column;
}

.page-disclaimer__term {
  border-bottom: 1px dashed var(--color-border);
  border-left: 2px solid var(--color-border);
  border-radius: 0 12px 12px 0;
  padding: 26px 0 26px 16px;
  scroll-margin-top: calc(var(--ticker-h) + var(--nav-h) + 16px);
  transition: border-left-color var(--transition-fast), background var(--transition-fast);
}

.page-disclaimer__term:first-child {
  padding-top: 0;
}

.page-disclaimer__term:last-child {
  border-bottom: none;
}

.page-disclaimer__term[open] {
  border-left-color: var(--color-accent);
}

.page-disclaimer__term-summary {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 14px;
  cursor: pointer;
  padding: 4px 0 0;
  color: var(--color-ink);
}

.page-disclaimer__term-summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer__term-summary:focus-visible {
  outline: 2px solid var(--color-accent);
  outline-offset: 4px;
  border-radius: 8px;
}

.page-disclaimer__term-num {
  position: relative;
  flex: 0 0 54px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px;
  height: 54px;
  border-radius: 14px 14px 14px 4px;
  font-family: var(--font-head);
  font-size: 1.55rem;
  font-weight: 700;
  letter-spacing: .03em;
  color: var(--color-white);
  background: linear-gradient(145deg, #263a60, #14203c);
  box-shadow:
    inset 0 2px 3px rgba(255,255,255,.18),
    inset 0 -3px 6px rgba(0,0,0,.28),
    -1px 0 0 rgba(255,255,255,.16),
    0 10px 18px -10px rgba(27,42,74,.55);
}

.page-disclaimer__term-num::after {
  content: "";
  position: absolute;
  left: 10px;
  right: 10px;
  bottom: 7px;
  height: 2px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--color-accent), transparent 75%);
}

.page-disclaimer__term-title {
  font-family: var(--font-head);
  font-size: clamp(1.35rem, 3vw, 1.8rem);
  font-weight: 700;
  letter-spacing: .02em;
  line-height: 1.2;
  color: var(--color-ink);
}

.page-disclaimer__term-state {
  position: relative;
  margin-left: auto;
  padding-right: 24px;
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: .08em;
  color: var(--color-charcoal);
  white-space: nowrap;
}

.page-disclaimer__term-state-open-label,
.page-disclaimer__term-state-close-label {
  display: inline-flex;
}

.page-disclaimer__term-state-close-label {
  display: none;
}

.page-disclaimer__term[open] .page-disclaimer__term-state-open-label {
  display: none;
}

.page-disclaimer__term[open] .page-disclaimer__term-state-close-label {
  display: inline-flex;
}

.page-disclaimer__term-chevron {
  position: absolute;
  right: 0;
  top: 50%;
  transform: translateY(-50%) rotate(0);
  transition: transform var(--transition-slow);
}

.page-disclaimer__term[open] .page-disclaimer__term-chevron {
  transform: translateY(-50%) rotate(180deg);
}

.page-disclaimer__term-body {
  padding: 18px 0 4px 66px;
  color: var(--color-charcoal);
  font-size: .98rem;
  line-height: 1.85;
}

.page-disclaimer__term-body p {
  margin: 0 0 14px;
}

.page-disclaimer__term-body p:last-child {
  margin-bottom: 0;
}

.page-disclaimer__highlight,
.page-disclaimer__warning {
  position: relative;
  margin-top: 20px;
  padding: 14px 16px 14px 48px;
  border-radius: 10px;
  font-size: .94rem;
  line-height: 1.7;
  color: var(--color-ink);
}

.page-disclaimer__highlight {
  background: rgba(0,179,212,.08);
  border: 1px solid rgba(0,179,212,.18);
}

.page-disclaimer__highlight::before {
  content: "i";
  position: absolute;
  left: 13px;
  top: 14px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--color-accent);
  color: var(--color-white);
  font-family: var(--font-head);
  font-style: italic;
  font-weight: 700;
  font-size: 15px;
  line-height: 22px;
  text-align: center;
}

.page-disclaimer__warning {
  background: rgba(255,49,46,.07);
  border: 1px solid rgba(255,49,46,.18);
}

.page-disclaimer__warning::before {
  content: "!";
  position: absolute;
  left: 13px;
  top: 14px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--color-alert);
  color: var(--color-white);
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 15px;
  line-height: 22px;
  text-align: center;
}

.page-disclaimer__signoff {
  padding: 0 0 72px;
}

.page-disclaimer__signoff-card {
  position: relative;
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
  padding: 30px 26px;
  background: linear-gradient(145deg, var(--color-white), #fbfcfe);
  border: 1px solid var(--color-border);
  border-radius: 4px 20px 20px 20px;
  box-shadow: var(--shadow-float);
}

.page-disclaimer__signoff-left {
  display: flex;
  align-items: flex-start;
  gap: 18px;
}

.page-disclaimer__signoff-shield {
  flex: 0 0 52px;
  width: 52px;
  height: 52px;
  border-radius: 16px 16px 16px 4px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(145deg, #1f3151, #14203c);
  color: var(--color-accent);
  box-shadow: 0 10px 20px -8px rgba(27,42,74,.5);
}

.page-disclaimer__signoff h2 {
  margin: 0 0 8px;
  font-family: var(--font-head);
  font-size: 1.8rem;
  letter-spacing: .02em;
  color: var(--color-ink);
}

.page-disclaimer__signoff-copy p {
  margin: 0 0 8px;
  font-size: .96rem;
  line-height: 1.8;
  color: var(--color-charcoal);
}

.page-disclaimer__signoff-copy a {
  color: var(--color-accent);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

.page-disclaimer__signoff-copy a:hover {
  color: var(--color-ink);
}

.page-disclaimer__signoff-right {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding-top: 8px;
}

.page-disclaimer__seal {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 14px;
  border: 2px solid var(--color-alert);
  border-radius: 6px;
  background: rgba(255,49,46,.04);
  color: var(--color-alert);
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 1rem;
  letter-spacing: .16em;
  transform: rotate(-5deg);
  box-shadow: inset 0 0 0 1px rgba(255,49,46,.18);
  margin-bottom: 18px;
}

.page-disclaimer__signoff-label {
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: .12em;
  color: var(--color-charcoal);
}

.page-disclaimer__signoff-line {
  display: block;
  width: 100%;
  margin: 12px 0 10px;
  border-bottom: 2px solid var(--color-ink);
}

.page-disclaimer__signoff-date {
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: .06em;
  color: var(--color-charcoal);
}

@media (min-width: 720px) {
  .page-disclaimer__term-num {
    width: 68px;
    height: 68px;
    flex-basis: 68px;
    font-size: 1.9rem;
  }

  .page-disclaimer__term-body {
    padding-left: 86px;
  }

  .page-disclaimer__terms-index {
    grid-template-columns: 1fr;
  }
}

@media (min-width: 960px) {
  .page-disclaimer__terms-layout {
    grid-template-columns: minmax(240px, 5fr) minmax(0, 7fr);
    gap: clamp(48px, 8vw, 96px);
  }

  .page-disclaimer__terms-side {
    position: sticky;
    top: calc(var(--ticker-h) + var(--nav-h) + 24px);
    align-self: start;
  }

  .page-disclaimer__signoff-card {
    grid-template-columns: minmax(0, 1fr) minmax(280px, 360px);
    align-items: center;
    gap: 40px;
    padding: 38px 42px;
  }
}